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U.S. Consumer Privacy Notice 

Why? Financial companies choose how they share your personal information. Under federal law, that means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

  • Social Security number and employment information
  • account balances, transaction history and credit information
  • assets and investment experience
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NMSI, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does NMSI, Inc. share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — with service providers we use to offer our products and services to you (please see below to limit the ways we contact you) No No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes — information about your transactions and experiences No No
For our affiliates’ everyday business purposes — information about your creditworthiness No No
For nonaffiliates to market to you — for all credit card accounts No No
For nonaffiliates to market to you — for accounts and services endorsed by another organization (e.g., debit card co-branded with a baseball team) “Sponsored No No
For nonaffiliates to market to you — for accounts other than credit card accounts and Sponsored Accounts, such as insurance, investments, deposit and lending No No
Questions? Call 213-788-3530
Who we are
Who is providing this notice? NMSI, Inc.
What we do
How does NMSI, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does NMSI, Inc. collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or give us your contact information
  • provide employment information or provide account information
  • provide your mortgage information
Why can’t I limit all sharing?

Federal law gives you the right to limit some but not all sharing related to:

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Other important information

For California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent or to service your account.

For Nevada residents: Notice provided pursuant to state law. For more on this Nevada law, contact Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 1-702-486-3132; e-mail: BCPINFO@ag.state.nv.us.

Telephone Communications: All telephone communications with us or our authorized agents may be monitored or recorded.

© 2021 NMSI, inc. Capital One is a federally registered service mark.