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What is TRID?

TILA-RESPA Integrated Disclosure rule implementation

The new Loan Estimate and Closing Disclosure requirements will combine two existing disclosure regimes under TILA and RESPA and make mortgage disclosure easier for consumers to understand and use.

Compliance guide

A plain-language guide to the new rules in a FAQ format which makes the content more accessible.

Guide to forms

Provides detailed, illustrated instructions on completing the Loan Estimate and Closing Disclosure.

Closing factsheet

An overview of the limited circumstances when changes to the loan require a new three-day review.

Disclosure timeline

Illustrates the process and timing of disclosures for a sample real estate purchase transaction.

Guide to Completing the Loan Estimate

We’d like to share a common mistakes we have seen on Loan Estimate to help you make adjustments to avoid delay in loan submission.

  • Required Document for Submission
  • Loan Estimate
  • Written Settlement Service Provider List
  • Estimate Settlement Statement
  • Intent to Proceed, Consent to Receive Communications Electronically
  • Submission Checklist
  • TRID Timeline
Download PDF   How to (Calyx Point) 

TRID Recorded Webinar

Use these resources to help you and your team prepare for the upcoming changes. We've made it easy to educate your real estate partners with our sponsored Readiness Roadmap Webinar and downloadable presentation materials.

Integrated loan disclosure forms & samples

These are downloadable versions of the models and samples that were published in the rule. Downloadable Loan Estimate and Closing Disclosure forms and samples for different loan types.

Outlook Live Webinar

The CFPB anticipates a substantial volume of compliance and interpretive questions during implementation and plans to use these webinars to consolidate and address these questions in a way that promotes consistent understanding of the rules and provides a resource that stakeholders may reference.